Save Now, Spend Later: How To Look After Your Cash

Are you a big spender?

If you are, it’s hard to stop buying. Buying gives us rewarding feelings, and you can’t stop it. You can’t resist the urge to use your money right there and then:

“If you’re a spender, you can’t delay the gratification. With cash in front of you, just like the marshmallow, you can’t resist the urge to have it right now even if you’d have more later. That’s why you don’t have much savings in the bank, but it doesn’t bother you. You’ve been happy making purchases and enjoying them in the moment. It’s worked out well enough for long enough, so you just stick with the habit. But if you’ve realized that you’re trending toward extreme spending, then you’re probably looking to kick or curb your habit.”

Buying on impulse is dangerous, and you won’t have much of a financial future if you keep wasting money. Spending and enjoying life is good, but if you can find ways to cut down, do so. Set some money aside and save. There are plenty of great ways to save money and the best time to start saving is right now!

If you need some advice, get rid of the credit cards if you are overspending, high-interest rates are a trap you’ll never get out of. Credit cards are useful tools, but if you do have issues with spending, you’ll find it easier to spend cash that doesn’t technically exist.

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When purchasing you should ask yourself some serious questions before you make the spend. Do you need the item? Can you actually afford it? Do you simply want it for short-term gain? You need to know the difference between what you want, and what you need. If it is something you need, like a new computer for work, shop around to get the best model for the best price.

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SICK DAY SURVIVAL KIT GIVEAWAY (Including a $25 Target Gift Card, Ice Age Movie and MORE!!) Ends 2/23/17

I don’t like getting sick.  I got the flu shot for the first time this year, and I am so glad I did because it has helped me avoid getting the dreaded winter flu!!  When I get sick I just want to be left alone.  A blanket, good movie and some medicine are my must haves!!

We have all experienced a sick day from time to time. Whether it is with little ones or ourselves, it is always good to have a Sick Day Survival Kit prepared for that moment. Read more about 5 must-haves for every sick day survival kit for kids. [Read more…]

ORIGINAL GRAIN WATCH GIVEAWAY ~ ($199 VALUE)!! ENDS 02/22/17

Sponsored by Original Grain and Hosted by Powered by Mom

Whether you’re female or male, a watch is a great accessory and wonderful way to compliment any outfit.  It makes you look and feel put together!!  Most people use their cell phones to keep track of time in this day and age, but there’s nothing like attaching a beautiful watch to your wrist!!  I absolutely love watches, and am intrigued by wood watches!!  They’re so pretty and fashionable!!

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Top Advice Store Owners Don’t Want You To Know

When it comes to money, a lot of families end up in woe down to their shopping bills. After all, whether it’s clothes, foods, or gifts, it can leave them feeling the pinch. But there are some ways you can do your shopping without getting out of pocket. In fact, here is some top advice shop owners don’t want you to know.

Look on their websites first

When you need something from a store, it’s always good to look on their site first. After all, you can see the full range of products they have for sale. And sometimes it gives you the option to see if it’s available in your local store. But also, you need to check out the price they are offering online. After all, some places will put a slightly lower price on their website than in the store. But if you want the product quickly, you should tell them what you saw in the store. They will then have to match it if they want your custom. And it means you will save money on the item if you do your research before on sites like http://www.kiplinger.com/article/spending/T050-C000-S001-15-web-sites-for-finding-deals-online.html.

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Look into unused gift cards

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JACK N’ JILL PRIZE PACK GIVEAWAY ~ THREE WINNERS!!! Ends 02/20/17 #JackNJill

Jack & Jill Prize Packs Giveaway – 3 winners #JackNJill

Open to US Only – Ends 2/20

 

Sponsored by: Jack and Jill Hosted by: Powered by Mom

Enter to Win Natural Products From Jack N’ Jill Just in Time for National Tooth Fairy Day! Plus, one grand-prize winner will receive a $50 VISA Gift Card!

Good dental hygiene is a very important thing to teach your children!!  They only get one set of teeth, and teaching them to take care of them at a very early age is such an important thing to do so why not introduce  them to a safe, natural line of products designed specifically for children!!

Jack N’ Jill is a natural toothpaste for babies, toddlers and children that is safe to swallow. It was first made in Melbourne, Australia in 1949 and it has been a family business for more than 20 years. [Read more…]

Enter for a Chance to win this SIX Swissvite Essentials Giveaway!! Ends 02/20/17

Trying new skin care and cosmetic products is something I truly enjoy, and now that I am (ahem) 50+, I need all the help I can get trying to keep myself and my skin looking and feeling it’s best!!  I know my readers enjoy hearing about new beauty products and having the chance to win them!!

 

Swissvita Skin Care Giveaway

Open to US Only Ends 2/20

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TOASTEES GIVEAWAY ~ Ends 2/15/17

I love snacking.  I used to do it all day and night, every day and night, but since my heart attack six months ago, I have been watching what I eat, and as a result I haven’t been snacking as much!!

Toastee’s are a wonderful snack option for me!!  They’re perfect any time of day!!

CHECK OUT THIS

Toastees Giveaway  

Open to 48 US States & DC – Ends 2/15

Hosted by : My Four And More      Sponsored by: Almondina [Read more…]

APPLE WATCH + $50 BONUS CASH GIVEAWAY ~ Ends 02/24/17

I LOVE love LOvE shopping online!!  It seems these days that’s how I do the majority of my shopping!!  Of course, I love the occasional trip to the mall but online shopping is just SO MUCH EASIER!!  I also think I save money buying online because I don’t impulse shop as much!!

Did you realize you can save even more money when you shop online? Not only is it easier to shop online – you can save more money and get paid to shop! Yes – shopping online lets you search for the best deal and when you shop through Beesavy you will earn cash back on all your online purchases.

If you have never been paid to shop online, you are going to love this! It’s just 1 extra step and you shop. Beesavy keeps track of your purchases and gives you cash back on your purchases. Here are a few examples:

  • Walmart – 2%
  • Best Buy – 1.5%
  • Uber – up to $50
  • Hotels.com – 2%
  • 101 inks – 14%
  • Ancestry.com – up to $8.75

There are over 2,000 of the top online brands where you can earn cash back! [Read more…]

Twitter Celebration Giveaway ~ Win a $50 Giftcard to Outback, Cheesecake Factory or Paypal Cash!! Ends 02/11/17

I’m SOOOoooOOOO EXCITED for my friends at Mom Does Reviews and It’s Free at Last for achieving some great milestones as far as Twitter followers go!!  I couldn’t be happier for them, and am super excited to help them celebrate their success by participating in this awesome giveaway!!  I LOVE going out to eat, and we do A LOT of it these days.  I enjoy both Outback and Cheesecake Factory!!

Mom Does Reviews and It’s Free at Last are excited to sponsor this great giveaway! Both of them have reached some great Twitter milestones!

 

 

It’s Free at Last has 140K Twitter Fans!

Mom Does Reviews has 75K Twittsr Fans!

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SUPERIOR SOURCE VITAMIN 5 PACK PRIZE PACK GIVEAWAY ($75 VALUE) ~ TWO WINNERS!! Ends 2/14/17 ~ #SuperiorSource

Sponsored by Superior Source and Hosted by It’s Free at Last

What do you do to stay healthy?  Do you exercise regularly?   Do you walk or belong to a gym?  Do you use weights?  Do you take vitamins or supplements, and if so which ones??  Do other members of your family take them?? 

What better way to start 2017 than keeping your family healthy with the right supplements and having some fun in the process? Superior Source Vitamins are MicroLingual® – “Under the Tongue Technology”. They work fast and are quickly absorbed into the body, dissolving in seconds – NO pills to swallow! Supplements that are swallowed lose as much as 50% of the potency in the high acid environment of the stomach. [Read more…]