Archives for August 2017

Your Finances And You; How To Clean Them Up!

Image Source


Keeping your finances clear and clean in the 21st century is incredibly important. Your money, more often than not, dictates your quality of life. If you’ve got a large sum of money that is easily managed then you’re going to be much better off than someone who is struggling to manage their finances! Because of this, you need to know how to keep on top of it all, and if you keep reading you’ll find out how!




Budgeting is one of the most important things to remember to do in the 21st century. You’ve got a set amount of money coming in and a set amount of money going out each month or week depending on how you get paid! This money has to last you until your next payday so you have to learn how to properly use it, but it can be difficult when you’ve got bills flying around everywhere! Thankfully, websites like offer free budget planners; these are used to track how much you’re going to be spending each month on different things, and so you can see how much money you’ve got left at the end of the month to have fun with!

[Read more…]

Last Minute Summer Getaway? Here’s How You Can Look Fabulous on a Budget

The summer is drawing to a close- before long the warm evenings will be a thing of the past, and there will be a chill in the air again. If you’re hoping to make the most of the last part of the summer, why not book yourself a last minute getaway? The final hurrah, the chance to end the season with a bang?

Image source


Getting away for a week or two can really make all of the hard work you have put in during the year worthwhile. A chance to relax and refresh, however, it can be expensive. Along with flights and hotels, you need spending money, tickets, transfers and of course clothes. And with it being the end of the summer, the last thing you will want to do is blowing money on lots of new clothes that you won’t get to wear again until next spring. However, there are ways you can look fabulous every day of your trip but without spending excessively (or ending up with lots of items that you can’t wear again for a while). Here’s how you can go about it!

[Read more…]

10 Easy & Inexpensive Ways to Help Decorate your Home!!

Taking care of and decorating your home can be great fun.

It can also be super expensive!!

Whether you’re moving into a new house or have lived in your current home for years, there are a lot of easy and inexpensive ways to accessorize your home!!

  1. Adding accent pieces and fun nicknacks to any room are a very easy way to make your house appear more homey.  You can always find fun, and sometimes a bit strange, items at yard sales, antique stores, thrift stores, the boardwalk, mall, well, pretty much everywhere you go!!  You also certainly can’t go wrong with a vase of flowers on a table.
  2. Souvineers from favorite vacations add character to any room.  They also make a great conversation piece.  Collect shells at the beach and display them in a glass vase or basket on a shelf or in the bathroom.
  3. A fresh coat of paint can instantly transform a room.
  4. Baskets are a wonderful catch-all to keep things tidy and organized.  Keep one in each room and toss any random objects laying around inside. This will help to keep rooms clutter free and tidy, and will also make it easy to find that glue stick you KNOW you saw in the kitchen earlier.
  5. Framed artwork and photographs are the perfect way to add a personal touch to a room.   You can even frame some of your kids artwork and display it around the house!!
  6. Throw rugs and blankets can add instant coziness to any room.
  7. Living room curtains are a must!!  They make the room feel complete and also help preserve your privacy!!  You certainly can’t go wrong with quality, custom-looking curtains for a fraction of the cost from a places like curtainsmarket.
  8. Candles or reed diffuser sets are just a couple of great options that also keep your home smelling nice.
  9. A fish tank will add instant peace and serenity to any room!  
  10. Look online for living room decoration ideas.  A favorite blog like The Wardrobe Stylist is a fabulous place to start!! 

[Read more…]

5 Filthy Places You’re Overlooking in Your Home!!

What if somebody told you that after spending a few hours cleaning your home, there were still a few places you might have overlooked? Unfortunately, it’s far too easy to forget about some key areas, which if left uncleaned, can actually make your family sick.

Most of the time, these places are either hard to reach, like ceiling fans, or somewhat hidden from sight, like air filters. Other times, they’re in plain sight and you just don’t know they can be a hazard to your family, like kitchen sinks or toothbrushes.

Discover the following five places you’re overlooking in your home:

Computer Keyboards

Image via Flickr by john_a_ward

Many people don’t realize how filthy computer keyboards can be. But, if you eat on top of the keyboard or never wash your hands before using your computer, you might have a problem. Researchers have found germs like E. coli and Staphylococcus from keyboard swabs. You should always gently shake the keyboard or vacuum it, to ensure there are no trapped food particles, and also wipe it with alcohol daily to eliminate the hazardous germs. [Read more…]

How SMART Is Your Approach To Personal Finance?

There is a case to be made that emotion accounts for too much of our approach to personal finance. When things are going well, we’re happy. When things aren’t looking so good, we’re sad. We’re human beings, so it’s to be expected, but it’s always worth remembering that people are flawed, and prone to making mistakes when emotion plays too big a role. It’s emotion, not rationality, that might make us overspend on a home, or treat ourselves to something we want even when we’re hurting our finances in the process. Business, however, is not an emotional enterprise: it’s based on what works, and what doesn’t. A company that ran on emotion would not be around very long. So how we can apply a business approach to our own finances? By being smart.


The Approach

If you’ve ever worked in a business environment, you’ll have heard of the SMART acronym. It’s applied to a lot of business factors, be it employee management, project management, or targets for the forthcoming year. It’s not a defined approach: it’s a guide that people keep in mind when they’re trying to improve. The acronym stands for specific, measurable, achievable, reasonable, and tracking (or a variation of these words), and adopting the approach might just guide you to a more financially sound future. Let’s take a look how. [Read more…]

4 Debt Problems You Need to Face ASAP

Most people take on some kind of credit or debt at some point in their lives. They have a credit card or two, buy a home with a mortgage, or use student loans to pay for college. It’s possible to have a healthy amount of debt if you approach it in a responsible way. Before you take on debt, you should explore your options and work out what you can afford. However, sometimes it’s too late for that. You’ve already encountered problems with the debt you have, and it feels like you can’t find the solutions to sort it all out. Fortunately, there are always answers to your problems.

Behind on Payments

Getting behind on your payments is surprisingly easy to do. You have one month when money is tight, and it can create a knock-on effect that leaves you struggling. If you’ve missed a payment, or even several of them, being in touch with your creditor is essential. Their top priority is that you pay your debt, even if there might be a slight delay. You can often work out a new payment plan with them, which can help to relieve the pressure. In fact, it’s best to talk to them before you miss a payment, but it’s possible to do some damage control after too.

Image source

Too Many Credit Cards

It’s surprisingly easy to end up with a collection of credit cards, all of which have large amounts of debt on them. You might get a new card because you’re tempted by its opening offer, or you might just need a way to pay for something, and you’ve already maxed out your other cards. If you’re having credit card problems, consolidating your debts is one of the top solutions. You can roll all of your cards into one debt, or sometimes put it all on one card so that you only have to worry about a single payment.
[Read more…]


Spring is a wonderful time of flowers blooming, birds singing… and allergies. If your kids suffer from allergies, you know just how terrible they can be. One second, they’ll be playing around the house, and the next, they’ll be sneezing their brains out. Luckily, there are steps you can take to prevent them from suffering while they’re at home. By improving the indoor air quality and keeping things clean, you can help them feel better during allergy season.

It’s no secret that your HVAC system is crucial to maintaining good air quality. That’s why it’s so important to have regular duct cleaning done by a professional. Normally, the filters in your system can catch most pollen before it enters your home. However, if your filters are clogged or dirty, they won’t be as effective and could let harmful dust or other contaminants flow freely into the air. Aim to change your filters once a month, and have your system checked out by a professional at least once a year. [Read more…]

Vehicle Towing and Recovery: What You Need to Know

Image Credit: Pixabay

Vehicle Towing and Recovery: What You Need to Know

There are many reasons for towing a vehicle. The primary reason is illegal parking, but there can be other reasons. The first thing you need to do is find your car. If a vehicle is towed, there is a record you can access to find where it was towed to. This is the first crucial step to getting your car recovered. If your car was not towed, it was probably booted. The costs on that are a bit high, as they can sometimes be on towing.

When You Have a Missing Vehicle

When you have a missing vehicle, the chances that it got towed are far greater than the chances it got stolen. Be sure to check with your local police department for details. They will be able to do a good job of finding the location and the reason for the towing, all of which you will have to pay for. Putting all this money out there to get your vehicle back is going to be difficult. If the police don’t have any reason to keep your car, they will not. They will assign it to a remote towing ground.

Recovery and towing professionals, like, are called in by police to any kind of road accidents. They are reported and these could be collisions, breakdowns, running off the road, and load shift cargo vehicles on the road. This helps to clear the road from any accidents so people can continue to pass through. Ask the local police to help find your vehicle or employ an outside service to do it for you. Most likely, it is at a towing yard.

Actions You Can Take

When you are in certain cases, operators on the scene need to wear clothing of high-visibility such as prescribed by ANSI 107-2010. There will be examinations of damages to surrounding areas, fluid loss, and further ecological damage. Inform your attorney of anything of this nature so they can curtail any prosecution for such accidental damages. Otherwise, you could get pegged with some multiple charges unless you get a good attorney.

Recovering Damages

If you were in an accident and there were damages to both your car and the other car, you are in a bit of a bind. There will be contention between parties. Nobody will stand for nonsense. Therefore, it would be vital to collect all evidence as possible. To recover from damages from vehicular accidents, you may have to sue. It is done all of time and what you need is a personal injury lawyer or an accident lawyer on the job to investigate and prove your innocence in this accident.

Being in a car accident or parking in the wrong place will get your vehicle towed. If it is just as simple as parking in a no parking zone, you can get help and get your car back! There is no real trouble to it except the finances. You will have to pay the towing and impound fees as well as any other damages for the time being.

Cut the Cost of Medical Bills


Image source

No matter how frugal you are with money or how well you think you’ve planned  financially for emergencies, if you get sick or end up being injured in an accident, there is a good chance that you will be hit by out-of-pocket medical expenses and if that happens in the thousands of dollars, and if that happens, you could find it very difficult to get by.


If you don’t want unexpected medical expenses to put you on the back foot and leave you with a busted budget for months to come, check out these ideas for cutting the cost of medical bills:

[Read more…]

Think Big! Become A Successful Mompreneur

You balance the stresses of running your own business and being a mom expertly. You count your blessings that you can wake up every morning, spend quality time with the kids before taking them to school and embarking on your second love: your company. Whether you are a mobile hair stylist or utilize your craft skills to make customized photo frames, you love the challenge of running your own business. Now it’s time to think about expansion, but you don’t want to lose the happy balance that you’ve achieved between work life and family time. Take a look at this guide to see you well on the way to the goal of becoming a successful mompreneur.

Image by


Explore The Idea Of Diversifying


Whether you sell homemade greetings cards or you give makeovers from home, there are easy ways to diversify and spread your wings. Think big! What company would you like to emulate? Take a look at your potential competitors and test drive the services or products that they offer. Do they provide an exceptional level of customer service and is the consumer experience a positive one? Think about what you could offer. It’s time to turn that ‘work from home’ mentality into a ‘big business’ one.

[Read more…]