Here’s a fun fact to start your day with. Medical bills are one of the most common reasons for families to go into debt. This shouldn’t be that surprising because some medical bills can cost anything up to millions of dollars. In fact, a recent legal case saw a woman suing for ten million in damages just to pay for medical costs. That’s crazy, and this is why it’s important to cut down healthcare costs as much as possible. But how can you do this?
Price Check Insurance
You should make sure that you are on the best insurance plan for healthcare and other things like dental care as well. Dental care can be just as expensive particularly if you need teeth taking out or perhaps even replacing. And let’s not even think about the expense of orthodontics work for kids. One of the ways to save is to look at individual dental plans for each member of the family. It’s possible that one member of the family is going to need more care than another. So, it makes sense for them to be on a separate plan. You can also check out health insurance prices online and compare different companies to find the best one for your family. It’s an easy way to ensure you’re getting the great coverage at the cheapest cost.
Use The Two Week Rule
The two-week rule is simple. If you have a health issue, whether it’s a pain in your mouth or in your back, wait two weeks. If it’s still there after two weeks, you will need some kind of medical attention. However, 9 times out of 10, you’ll find the issue just disappears without any need for a doctor. The body is a mysterious thing, and you can find that you get a little lump somewhere sensitive. Your immediate thought might be something serious, but it’s probably just a cist that will go away by itself. Waiting two weeks also won’t be the difference between life and death. The only exception would be if symptoms start to get progressively worse.
You wouldn’t believe the number of medical issues that are causes in a household due to poor levels of hygiene. You need to make sure that kids are washing their hands before every meal and each time they use the toilet. If you have young children, it’s worth having little reminders on the doors of the bathroom. I promise this is going to mean a lot fewer trips to the doctors with an upset stomach and minimize the number of days you need to take off work.
Last but not least, rather than heading to a doctor when you have a medical issue, check online instead. You will find online doctors who have medical degrees and are willing to answer any questions you have without any hospital visit required. This might sound a little risky, but if you’ve been to a doctor visit lately, you’ll know there’s not that much human interaction anyway. Often, they just ask you questions and then tell you what’s wrong. You can easily get the same level of care through an email and save a lot of money.