The Steps You Need Now To Safeguard Your Family’s Future Finances

We can’t prepare for every aspect of the future. You never know what will come next to shake things up for your family. Regardless of whatever troubles, however, there is one element you can prepare well in advance. Your finances. They’re not the answer to everything. However, when they are the answer, you’ll smack yourself for not having them prepared. We’re going to take a look at how to avoid that future.

Screen Shot 2016-05-06 at 1.29.19 AM

Image by 401(K) 2012

 

Helping the kids

When we think of the future and finances, the kids are always the first things that come to mind. We want to make sure that we provide for them. That we help them. One way we can do that is by lessening the load that student debt brings. Saving for further education early can be a huge help to your kids. Even if they don’t go to college, they can use it to secure a business loan.

[Read more…]

How To Earn Money While You Sleep

Screen Shot 2016-04-27 at 10.25.44 AM

Credit

 

Earning money while you sleep is a top ambition for many people these days. There are thousands of fully and semi-automated business ideas you could select. It all comes down to your skills and areas of experience. With that in mind, you should take a look at some of the suggestions below. I’ve selected the most popular ways of achieving your sleep-earning goals. Of course, you don’t have to opt for anything mentioned here. I’m just trying to show you the possibilities and opportunities out there today. It’s up to you if you choose to put this advice into practice.

Launch a blog or website

It’s possible to earn a passive income online by starting a new blog or website. The concept doesn’t matter too much – you just need to attract a lot of views. So, maybe you’d like to consider something similar to the site you’re using now? Lots of people like to read news and tips, and they often bookmark interesting pages. Alternatively, you could write about any subject for which you have expertise. You then have to open a Google Adsense account and add some advertising banners. With a bit of luck, you’ll receive many views while you’re asleep, and you’ll make a fortune.  

Write a book or create a product

If you have a product to sell, it’s much easier to create profit 24/7. These days, it’s possible for anyone to self-publish a book using services like Createspace. Lightning Source also provides useful services in that industry. You can then arrange for it to display within Amazon product listings. Indeed, you could push the publication towards any major booksellers in the world. Hopefully, you will build an audience, and people will continue to buy items in the future. Time zone differences should mean you make money while you’re in bed.

Make careful investments

I often find that investments are the best way to earn without working too hard. However, you need to make sure you’re making the right decisions. For that reason, it’s vital that you employ legal help or a broker. There is always an element of risk involved when you try to navigate the stock market. Even so, thousands of people make a healthy profit every year. So, it’s more than possible to increase your earnings when you’re tucked under the covers. You just need to find the right team to assist with the process until you gain some confidence. Always read reviews before selecting a broker because some are better than others.

You should now have a couple of positive earning ideas. It’s sensible to research each of them further before selecting the most appropriate. Of course, it all comes down to how much time and money you have at your disposal. Building a website or blog is the cheapest and easiest method we’ve mentioned today. However, you can always create a higher income from investments. So, the final decisions are down to you. Just make sure you seek advice and read as much as possible. The last thing you want is to spend your money and end up in a worse situation.

Back to school moms…Read this

diploma

Yes, being busy at home isn’t an excuse not to pursue advanced education. You are busy – but

so are other people around you. So is your husband. So is your mother-in- law. So is your

neighbor’s sister’s friend. All of us make daily choices, and we try our best to make the time for

what’s really important to us.

The concept might sound a bit, well, nuts, but if you ever wanted it, you should know that it’s

not as far-fetched as it seems. Courses available online for us mothers include (among others)

diploma of counselling, finance, business, education, and other foundational skills. So really, the

only hindrance you’ll have is within your own mind. [Read more…]

ALLSPICE ORANGE NUT BREAD RECIPE

allspiceorangenutbread

 

Tim eats quick bread every single morning before he leaves for work at 5:30, and I’m trying to expand my horizons a bit so he doesn’t end up eating the same thing every single day.  He absolutely loves my Cinnamon Sugar Bubble Bread and doesn’t seem to mind eating it every day, but after 27 years of marriage I try to spice things up every now and then!!

Tim loves spice cake and orange cake, so when I found a recipe for Allspice Orange Nut Bread on food.com, I had to try it!! [Read more…]

NEWBORN PUPPIES FIRST TWO WEEKS OF LIFE

pupsfirst2wks

 

I thought my girls grew fast….the puppies aren’t any different!! I can’t believe how fast their first two weeks went!!  During their first two weeks of life, there really isn’t much care required from me.  Their mother’s maternal instincts kicked in, and Polly and Fergie are both wonderful moms.  They’re very attentive to the babies needs, and are constantly feeding, cleaning and snuggling with them. I try to keep the moms happy, give them extra calcium on a daily basis, monitor everyone and everything, and take a bunch of pictures!!

Around 10 days of age the babies eyes started opening as well as their little ears.  I notice their ears are standing up a bit more now.  They’re still in their whelping boxes to keep them safe, but I notice they’re a lot more active, move around a lot,  and make lots of noises ~ some of which are starting to resemble little barks!

Fergie had 1 boy and 2 girls on Easter.  Their names are Fritz (boy), Farrah and Fallon!!

Polly had 3 girls two days after Easter.  Their names are Penelope, Petunia and Primrose!!

I’m super excited for them to get better at walking and start playing a little.  They’re starting to look more and more like little puppies with each passing day!!  

Chloe and Zoey are still very curious yet cautious around both litters, and really want the new babies to play with them.

All in all, the first two weeks haven’t required much puppy care on my part.  I’ve mostly just shown them a ton of love and taken a ton of pictures.  I can’t wait to see what next week brings!!

 

COPYCAT STARBUCK’S LEMON LOAF RECIPE

copycatstarbuckslemonloafrecipe

One of my favorite things at Starbuck’s, is also one of their most popular menu items ~ their Lemon Loaf.  The only thing I don’t like about it is the price!!  Tim loves quick bread in the morning, and I tried a few different recipes then I stumbled upon this recipe by letthebakingbeginblog.  It is PERFECT!!  Needless to say, I won’t be searching for copycat Lemon Loaf recipes anymore!!

The loaf is super moist and delicious, and both the aroma and taste of the bread is light and refreshing.  It has more than a hint of lemon, but it’s not overpowering or bitter.  It’s easy to make ~  it took me less than 10 minutes to whip it up.  Give it a try and let me know what you think in the comments below!!

 

Copycat Starbuck's Lemon Loaf
Write a review
Print
Prep Time
10 min
Cook Time
50 min
Total Time
1 hr
Prep Time
10 min
Cook Time
50 min
Total Time
1 hr
Cake
  1. 1 box Duncan Hines yellow cake mix
  2. 5.1 ounce instant or cook and serve Lemon pudding mix (or vanilla pudding + 2 tsp lemon emulsion)
  3. 1/2 cup vegetable oil
  4. 4 large eggs
  5. 1/2 cup milk
  6. 8 oz. sour cream
  7. 5 T. freshly squeezed lemon juice (2-3 lemons)
Lemon Topping
  1. 1/2 stick butter, room temperature
  2. 2 cups powdered sugar
  3. 4 tsp. lemon juice
  4. 1 tsp. lemon extract or lemon emulsion
Make Lemon Loaf
  1. 1. Preheat oven to 350 degrees. Line two loaf pans with foil and spray with non stick spray, or butter & flour the pans.
  2. 2. Combine all of the WET ingredients and whisk until well combined.
  3. 3. Place all of the dry ingredients in a separate bowl. Add approximately 1 cup of the wet ingredients and beat with a mixer on low speed for about 15 seconds. Add the rest of the ingredients and beat on low speed for another 15-20 seconds. DO NOT OVER BEAT OR YOUR CAKE WILL DEFLATE.
  4. 4. Divide batter evenly between two loaf pans.
  5. 5. Bake for 45-55 minutes, until golden brown in color or until a toothpick inserted in the middle of the cake comes out clean.
  6. 6. Remove from oven and let rest in the pan for 5 minutes, then remove and allow to cool on a cooling rack.
MAKE ICING
  1. 1. Beat butter, powdered sugar, lemon juice and lemon extract/emulsion until smooth and supple.
  2. 2. Spread evenly on top of both cakes.
  3. 3. Allow the glaze to harden before slicing.
Notes
  1. It's even better the day AFTER you make it!!
Adapted from letthebakingbeginblog
Shore Savings With Patti http://www.shoresavingswithpatti.com/

Your Computer Can Help You Have More Money!

Screen Shot 2016-04-11 at 10.23.02 AM

Image:

Our lives are ruled by money, and finding ways to improve your financial status should be top of the agenda in 2016 and beyond. And your home computer could be the secret weapon to help you achieve it.

Whether it’s increasing your income or reducing your expenses doesn’t matter. Gaining a better financial standing will improve your life in several ways. Follow these simple tips below, and you’ll be amazed at how quickly you start to see positive results.

What more incentive could you need?
[Read more…]

SIGNS YOUR DOG IS IN LABOR

pollylabor

As you may or may not know, I am a puppy foster mom for a good friend of mine.  The first time I “had puppies,” they were already born and about three weeks old when they came to me.  Recently, I got TWO pregnant bitches from my breeder. 

I wasn’t sure what to expect as far as labor and delivery went.  It’s been almost 20 years since I’ve been there/done that myself, and I also wasn’t sure if dog’s symptoms mimicked people’s symptoms.  Susan gave me a lot of advice as far as what to look for, and as the little mamas due dates approached I spent every night googling how do I know my dog is in labor?!??  

Dogs are pregnant for an average of 61-63 days. [Read more…]

I Did it Before, and I’m Doing it Again!!

Screen Shot 2016-04-07 at 7.10.16 PM

Last year we had to put our beloved Bella to sleep.  She had diabetes, lost her eyesight, and all of her organs started to shut down.  It was one of the most difficult things we ever had to do, and it’s still hard for me to talk about.  

bella

The void left in our hearts was too much to handle, and we ended up with TWO new babies, which helped us heal tremendously!!  SERIOUSLY ~  look at those faces!!  How could you NOT smile just looking at them? Zoey and Chloe have been with us since October.  Here they are the day we brought them home!!  They were so little, sweet and adorable, and still are!!  They’re now nine months old.  I am SO GLAD they became a part of our family.  They were THE BEST MEDICINE for our broken hearts.

pup1 pup2 [Read more…]

CINNAMON SUGAR BUBBLE BREAD

bubblebread

Tim loves quick bread in the morning.  He leaves for work at 5:15 AM, so it’s a fast and easy way to get something in his stomach first thing in the morning.  I used to spend $3-$4 a box on quick bread mix, and then I remembered my mom used to make one from scratch that my dad pretty much ate every morning for 35 or so years.  Fast forward to this century, and now MY HUSBAND is the one eating it every morning!!

bubble2

Cinnamon Sugar Bubble Bread
A fast, easy and delicious homemade quick bread recipe
Write a review
Print
Prep Time
5 min
Cook Time
45 min
Prep Time
5 min
Cook Time
45 min
Ingredients
  1. 1/2 c butter, softened
  2. 1 c sugar
  3. 1 egg
  4. 1 c sour milk (1 c milk with 1 T vinegar added to it)
  5. 2 c flour
  6. 1 tsp baking soda
Mix together for filling and topping
  1. 1/3 c. sugar
  2. 1 tsp. cinnamon
Instructions
  1. Cream butter and sugar. Add egg. Add mil, flour and baking soda. Pour 1/2 of batter into greased loaf pan. Sprinkle top with 1/2 of the cinnamon/sugar mixture. Pour remaining batter on top. Sprinkle with remaining cinnamon/sugar mixture. Use a butter knife, and "cut" the top layer of cinnamon/sugar mixture into the batter so it's all mixed together on the top. It should look "lumpy". If you don't do this, you will have a hard crust of the mixture on top of your bread so it's important that you use a butter knife to "swirl" and cut the mixture into the batter. Bake at 450 for 45 minutes or until toothpick inserted comes out clean.
Shore Savings With Patti http://www.shoresavingswithpatti.com/