Why You Should Start An Online Blog

These days more people are starting up online blogs for many different reasons. It may be to share their advice or experiences or simply as an online hobby to document your daily life. Whatever your motivation is, starting a blog can be a great thing to do. So I thought it would be worth sharing with you some of the reasons why I think you should consider starting a blog.



Are you an expert in something or do you have something to share?


A lot of people these days will turn to Google for all kinds of things, advice, tips, and tricks, which means more people’s online blogs are becoming discoverable because of the things they share. Do you have something that could be beneficial to someone? Perhaps you have great tips on household affairs. Maybe you have been through something and experienced something that isn’t discussed enough. Whatever it is, you will have something to offer the world, and blogging is a great way to share it.

[Read more…]

How Financially-Savvy People Go About The Business Of Buying A Car

Buying a car is never easy. There are so many decisions to make. But there’s no denying that some people are able to make better decisions than others – at least from a financial perspective. Here are some of the ways financially-savvy people go about buying a car.

They Agonize Over Whether They Really Need A Brand New Car

The first thing that financially-savvy people ask themselves when it comes to buying a car is if they really need a new one or not. While it’s nice to have a brand new car, you lose the vast majority of the investment through depreciation soon after the purchase. Did you know that the average car loses more than half its value in just three years?



This applies almost across the board. Take the Citroen C4 1.6 Vti, for instance. The asking price of the car is a little over $20,000. But the value of the car after three years of ownership is just $7000, so it’s only worth about a third of what it started at. The situation is even worse for the Peugeot Ion. The car retails for nearly $40,000, but after three years, you’ll be lucky to even get 17 percent of the original asking price.

[Read more…]

Sensible Borrowing In 3 Stages

For many people, there come occasions in life when it is necessary to borrow some money. The underlying reasons for such a situation occurring notwithstanding, this is a situation which nobody enjoys being in. But if you do find that you are in sudden need of a helping hand, it is at least good to know that such help exists. However, not all borrowing is made equal, and before you sign your name anywhere you should ensure that you know what you are getting into. Done right, borrowing some money can be all you need to get your life back on track – so make sure you do it right. Let’s look at some of the essential stages behind sensible borrowing.

Source [Read more…]

Don’t Despair! Tips For Getting Your Family’s Finances Back On Track

If your family is struggling financially at the moment, you’re probably looking for the perfect solutions. Thankfully, there are lots of actions you can take to get things back on track. I’m going to highlight some of the most useful methods on this page in the hope of giving you a helping hand. At the end of the day, everyone gets into debt from time to time. So, there’s no reason to panic just yet. You should take a look at each of the suggestions below before selecting the most suitable. After reading this post, you should research each of the concepts in depth to ensure you make the right moves. When all’s said and done, burying your head in the sand is just going to make things worse. You need to deal with the matter as quickly as possible if you want to avoid any problems.



Apply for a bank loan


Sometimes you just have to request a bank loan to sort your financial issues. If you work and have a good credit score, they should accept your application. Just book an appointment with the manager and take some ID along to the meeting. They will then go through the process and let you know if you can have the money. Presuming you’re approved, the cash could land in your accounts instantly. That means you could pay your debts and get back to normal in a matter of days. Of course, you will then have a new debt. However, bank loans come with low interest rates in most instances. So, they are often affordable and manageable. Just ensure you know the rate of the monthly repayments before signing on the dotted line.

[Read more…]


Sponsored by Lugz and Hosted by Powered by Mom

Lugs have been around since October of 1993 ~  that’s almost 25 years ~  I KNOW this because that’s when my oldest daughter was born…LOL.  Well, Lugz must be doing something right to have survived almost a quarter of  a century in today’s competitive footwear market!!

The Lugz Matchpoint Sneakers for men makes a fabulous work shoe, beat-around-town shoe, or go-everywhere-shoe! For any man looking for a comfortable sneaker that can be worn everywhere, from work to around town, this lightweight oxford sneaker sports provides ultimate comfort and still looks stylish!

[Read more…]


Powered By Mom’s Teleflora $75 Gift Code for Mother’s Day Giveaway

Say I love you with Teleflora

<style=”text-align: center;”>Open to US & Canada* only – Ends 5/11
<style=”text-align: center;”>Sponsored by Teleflora and Hosted by Powered By Mom

What woman doesn’t absolutely LOVE getting a beautiful flower delivery??  I know that I sure do!!  More flowers are sent for Mother’s Day than any other holiday.  They can be on the pricey side, though ~ especially when you want holiday deliveries.   It’s also tough to decide WHO to order from since there are so many options in this day and age!! [Read more…]


This is a sponsored post. All opinions are mine.

Being a woman can be very expensive!!  Most of us want cute clothes and amazing beauty and hair care products!!  

If you use products like hair extensions, a wig or a lace front wig, you can spend a small fortune purchasing and maintaining those products!!  Wigs are a great, easy and inexpensive way to change up your look!!   They’re also great for busy moms and ladies who work full time and don’t have a lot of time to devote to things like styling their hair!!   [Read more…]


It is extremely easy to go on a trip and spend buckets of money. Between the accommodations and food to the fun activities and transportation, money just seems to fly out the window. Over my years, I have definitely been on the trips where my money disappears like a magic trick, but it has been a fantastic learning experience because I now have come up with a few easy ways to save money while traveling. Today, I wanted to share with you my tips for saving money in New Jersey!

Easy Ways To Save Money On Your Trip To New Jersey



  • Find free or inexpensive activities


There are so many free and inexpensive things to do in the New Jersey area and they are relatively easy to scout out. All you have to do is complete a quick Google search to find fun activities! I searched “Free things to do in New Jersey” and got so many options. For example, a few attractions that came up were: Cape May County Park and Zoo, Twin Lights Historic Site, Bridgeton Hall of Fame All Sports Museum, and more. Before you take your trip, do a small amount of research, write down your results and it will save you so much money in the end! You will be so thankful that you did this before your trip.

[Read more…]

Doctor Doctor, You’re Costing Me A Fortune!

Flickr Picture

Here’s a fun fact to start your day with. Medical bills are one of the most common reasons for families to go into debt. This shouldn’t be that surprising because some medical bills can cost anything up to millions of dollars. In fact, a recent legal case saw a woman suing for ten million in damages just to pay for medical costs. That’s crazy, and this is why it’s important to cut down healthcare costs as much as possible. But how can you do this?

Price Check Insurance [Read more…]

Stop Living Paycheck To Paycheck And Break The Cycle

The concept of living “paycheck to paycheck” entered the popular lexicon in the aftermath of the financial crisis nearly ten years ago. Once people stopped living beyond their means and started paying down their debts, they found that they had little money left over at the end of the month to put away for a rainy day. Although people are saving more today than they were in the run-up to the Great Recession, they’re still only saving a fraction of what they used to save in earlier decades – including the 1980s.

So what’s behind all this? Why aren’t people saving like they did in the past?

One answer is that it is a generational thing. So many people have grown up relying on credit from banks and building societies that they have essentially forgotten how to save. There’s a culture of being able to have everything now and work for it later, rather than saving up in advance. [Read more…]